Credit lines

Credit amount:
Depends on credit assessment
Credit percent:
- %
Credit length:
12 months

   Credit line is a loan product that satisfy the short-term financial needs of a cooperative member, which a loan can be used when requested. Commitment interest on the unused loan balance.

Depending on the collateral the following types of loans are provided:

  • Apartment mortgage
  • Private house with land ownership or land possession right
  • Home with land ownership or land possession right
  • Land of ownership (without immovable property)
  • Car

Required documents:

  • Identification inquiry of the applicant and the joint applicant from the XYP system /If the system does not work original ID document of the applicant/
  • Residential address inquiry of the applicant from XYP system
  • Photo /1 copy/
  • Application form /annex 1.1/
  • Social security payment inquiry from XYP system
  • Immovable asset inquiry from XYP system
  • Automobile inquiry from XYP system
  • Other inquiries from XYP system, if required
  • Evidence showing poof of income
  • Evidence of collateral, verification, letter of attorney
  • Licenses on business activity and other relevant documents.
Credit services