The loan is repayable from their future pensions and benefits for the current needs of the pensioners. The pensioner may receive additional credit when he / she has previous overdue payment. However, only one additional loan can be obtained if the payment has been paid over half of the maturity period.

Required documents:

• Identification inquiry of the applicant and the joint applicant from the XYP system /If the system does not work original ID document of the applicant/
• Pension enquiry from HYP system,
• Other inquiries from XYP system, if required
• Pension book